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Medical Mondays

Medical Monday- Changing Insurance Carriers

April 3, 2017 /

I find it important to share the trials and struggles of dealing with insurance companies and doctor bills. It can become a job in and of itself. For those in chronic pain, we only have so much energy to deal with this crap. I feel like they assume you’re not going to fight them and just give in. While I don’t want to spend endless hours on the phone, I am not going to be taken advantage of or stuck in the red tape. I’m sharing a two-party series on an insurance issue from 2015 that took 10 months to resolve. Just know that you are not the only one who gets bogged down in the bureaucracy.

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Affordable Care Act Platinum Plan

February 27, 2017 /

Since its inception, I’ve received insurance through the Affordable Care Act. It was enacted almost at the same time the I went on disability and lost coverage under my employer. I was still in the process of applying for Social Security Disability and knew that it could be years before I was eligible for Medicare. During open enrollment in 2016, I knew that I wanted to keep the plan that I had the previous year. This required no action on my part. The plan would just roll over. However, I received in the mail a notice saying that the plan I was currently on would no longer be available in 2016. Therefore my insurance carrier informed me that they were placing me in the next best plan. I didn’t really pay attention (totally unlike me).

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Hospital Bill #3

February 13, 2017 /

This is the last installment in a 3-part series on dealing with one particular medical bill. Update 9/11/2015 With the last phone call, I forgot to set up a payment plan. In the meantime, I had gotten a collection notice for this bill. Damn it. From previously working in banking, I do know that it will ding your credit score some and making payments as soon as possible helps your score from falling further.

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Hospital Bill #2

February 6, 2017 /

This is the second post on a 3-Part Series, dealing with one particular medical bill. Called 9/8– I now had the information the last person asked for. It was on their website. I mean, if I can access it via their website, shouldn’t they be able to find it? There were 3 fairly large charges that were getting passed on to me.

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Hospital Bill #1

December 12, 2016 /

This is the first post of a 3-Part Series on dealing with one particular medical bill. The bill in question is $1,848 for charges during my in-patient hospital stay, which I received on 4/15/2015.

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Katie Golden

Katie is a professional patient, writer for Migraine.com, US Pain Ambassador, patient advocate, speaker, and freelance writer.

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